This British startup has created a high-tech banking app and credit card — here's what it's like to use it

Mondo is a London fintech startup that's looking at banking in a different way. It doesn't have branches, and its current account is controlled from a smartphone app that analyses spending and can be used to contact the company at any time.

You can't actually use a Mondo card yet, as it's still being alpha tested to make sure that everything works (you don't want your bank account to have problems).

However, we were given access to one of the alpha testing cards. Here's what it's like to use a digital bank:

Mondo invited lots of developers and startup figures to its office-warming party where it gave out the alpha cards.

Here's what the Mondo card looks like — just like a normal card. Pink is the only colour choice for now.

I stuck £50 on the card. You have to transfer money onto it from another account to get started.